Predicting loan delinquency for a popular short term lending portal

The Popular Short Term Lending Portal in question (from the East Coast of US) empowers Mortgage brokers to compete with banks and large retail lenders by providing Predictive Technology and Tools. Its CoreLogic model predicts pre-payments and loan defaults. We did the segmentation to increase the accuracy to predict delinquency of a loan given the Data Bureau, Customer Transaction and Customer Behavior data.