Perspectives

Compare Excel to Power BI migration services on construct mapping, variance testing, refresh limits and workbook retirement, with a checklist for each wave

Most enterprise engineering organizations are not deciding whether to adopt AI coding agents anymore. That decision is already behind them. What they are actually deciding, often without realizing it, is whether the velocity those agents produced in the first two quarters holds up once the codebase, the team count, and the audit scrutiny all grow at the same time. This piece walks through what has to be true for that velocity to hold, section by section, starting with where specification actually belongs in your delivery lifecycle.

Encompass's single-user-per-file limitation creates processing bottlenecks that scale badly with volume. The UI, broadly described in review platforms as a Windows 95 experience, generates consistent friction for loan officers and underwriters. Administrative configuration is deep, brittle, and expensive: lenders routinely carry high admin-to-loan-officer ratios just to maintain Encompass stability.